Professional liability insurance is a type of coverage that protects against mistakes or dissatisfied clients resulting from your services, products, or skills. Every business can benefit from this type of insurance, but it's important to note that each policy is unique and tailored to your specific situation.

It's crucial to obtain a professional liability insurance policy early on, as it's a "claims-made" policy. This means that it provides coverage when a claim is made against you during the policy period, as long as the work that resulted in the claim was done after your retroactive date (prior acts date), which is the initial date that coverage was obtained as long as there have been no gaps in coverage. Since there can be months or even years between an incident and a lawsuit, it's best to secure your protection as soon as possible.

If you have any questions or concerns about professional liability insurance, please don't hesitate to reach out to us. We're here to help and provide you with the information you need to make informed decisions.

Once we receive your completed application, the information is submitted to our companies for review. In some instances, there may be a few more questions that we will contact you about, but in most cases we can obtain quotes with the information provided. Quotes are generally received within 1-5 business days depending on the type of risk and current workload of various underwriters. As soon as we have quotes back from each company, we will send you the top 2 or 3 proposals we have, along with a comparison of the coverage and cost of each. If you would like to see the proposals as we receive them, please let us know.

We are currently licensed in 11 states, including CA, ID, IL, WA, OR, NJ, NV, AZ, CO, UT, TX, OK, LA, AL, GA, FL, PA, NY & NC. Contact us today for a free professional indemnity insurance quote and we will find you the right coverage at the right price for your budget.

Minimum premiums vary widely based on the class of business and specifics of the services offered. If you are just looking for a rough ballpark quote for planning purposes, please call us at 877-831-9462, use the chat feature on this website, or email us at service@professionalliability.pro with basic information on your business (Description of the services your business provides, coverage limit you’re looking for, location and business size).

Please complete this form with your request and we will be in touch shortly.

Professional Liability insurance is also referred to as errors and omissions (E&O), professional liability, malpractice insurance, and other variations.

The subject of Errors and Omissions/Professional Liability insurance can vary widely between different types of businesses, which is why we do not have more information on our website. We have found that it is easiest for you to contact us with any questions, as everyone's situation is different, and "general answers" generally don't work. So please feel free to send us any questions using our online form, below chat function, or emailing us at service@professionalliability.pro.